Payments

Idea 08

Shareable Payment Links

Make a Stellar payment as simple as sharing a link.

Category
Checkout
Theme
Payments
  • SEP-7
  • Horizon
  • Stellar Wallets Kit

01Goal

Make a Stellar payment as simple as sharing a link, for people who have never used crypto.

02Description

Anyone creates a link or QR code for an amount and asset. The payer opens a hosted page and approves in their wallet, and the payee sees confirmation.

03Key features

  • 01Link builder with amount, asset, memo, and expiry.
  • 02Hosted pay page that works on mobile.
  • 03Wallet connect or SEP-7 deep link.
  • 04Payment detection and receipts.
  • 05Webhooks and a simple merchant dashboard.

04Technical direction

SEP-7 payment URIs, with a unique memo per link to match payments. Confirm payments by streaming from Horizon or Soroban RPC events. A small backend for link state and webhooks, and Stellar Wallets Kit on the pay page.

05Stellar alignment

Plays to Stellar’s fast, low-fee settlement and puts a familiar checkout experience in front of it.

06Use cases

  • Freelancer invoices
  • Creators
  • Small shops
  • Chat-based commerce
  • Donation pages

Inspired by teams like StellarSnaps.

Have an idea of your own? Send it in for the Idea Bank.